Investing and personal finance for everyone
2018 was an odd year for asset class returns. Every asset class yielded negative real returns. Only a few asset classes yielded positive nominal returns, but failed to keep pace with inflation. Cash and short-term bonds performed the best, yielding
If the stock markets declined by 40% or more, how would your portfolio be impacted? A large market decline does not have to mean large losses for your investments. Hedging can be a useful tool to minimize downside risk and
Selecting the right holiday gift for a friend or loved one can be challenging. If the person you’re shopping for is an investor, here are some great ideas to help you select a great gift for them this holiday season.
Health Savings Accounts (HSA) are better than retirement accounts because they provide many of the same benefits, while providing some distinct advantages. These advantages can help you build and growth wealth faster. This can add up to thousands of dollars
The amount of information available on investing can be overwhelming and it can be difficult to know where to begin. It does not have to be complicated. Anyone can (and should) start investing, whether it’s for retirement of some other
Bonds are a type of investment where the investor lends money to an entity (generally a company or government) in exchange for payment in full with interest. Bond owners are called bondholders, and are not owners of the corporation, but
Stocks (also called equities) are a type of investment where an investor buys shares (“stock”) sold by a corporation. A share of stock represents partial ownership of the company and the investor becomes a shareholder in the company.