Investing and personal finance for everyone
Capital allocation is the process of deciding how to spend financial resources. You might think of it as a corporate budgeting process where companies decide how to invest their resources. The goal of capital allocation is to invest the company’s
“Buy low, sell high” is an old adage of investors. However it is difficult to know exactly when market highs and lows arrive without the benefit of hindsight. As investors we can look to indicators to assess whether markets appear
A lot of investors and investment managers talk about diversification and diversified portfolios, but if you are new to investing you may be wondering: just what is a diversified portfolio and how to I build one? Put simply, a diversified
If the stock markets declined by 40% or more, how would your portfolio be impacted? A large market decline does not have to mean large losses for your investments. Hedging can be a useful tool to minimize downside risk and
The amount of information available on investing can be overwhelming and it can be difficult to know where to begin. It does not have to be complicated. Anyone can (and should) start investing, whether it’s for retirement of some other